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Home/ Rates Fees & Charges/ Loans
Loans

Published July 2018

Service / Product

Balance / Rate / Fee

OVERDRAFTS

Interest rate

10-15%

Cancellation fee

AED 100

Arrangement fee for overdraft

1%, Min AED 100

Renewal fee

AED 200

Unarranged overdraft

AED 100 per occasion

PERSONAL  LOANS

Interest rate on salary loans

10-15%

Cancellation fee

AED 100

Processing fee - new loans

1%, Min AED 500, Max 2,500

Processing fee - top up loans

1%, Min AED 500, Max 2,500

Partial or early settlement

1% of the partial payment (only allowed 3 months after disbursement)

Installment deferral

AED 100

Loan rescheduling

AED 250

CAR LOANS

Interest rate

10-15%

Cancellation fee

AED 100

Processing fee

1%, Min AED 500, Max 2,500

Partial or early settlement

1% of the partial payment (only allowed 3 months after disbursement)

Installment deferral

AED 100

Loan rescheduling

AED 250

GENERAL FOR ALL LOANS

Interest rate on arrears

2% Penalty

Late payment fee

AED 200

Loan default / postponement fee

AED 250

No objection certification

Free

Balance certificate

Individuals: AED 50, Corporates: AED 250

Terms & Conditions Apply

The Bank may debit the Account and the Customer will on demand pay the Bank’s charges and fees for the operation of the Account and other facilities and services provided to the Customer by the Bank.
The Bank may amend, at any time without prior notice, its charges, commissions or fees. Based on risk, terms may vary from the standard applicable rates. All charges, commissions and fees are exclusive of Value Added Tax (VAT). If VAT is applicable, it will be chargeable and payable in addition to, and at the same time as, the above mentioned charges.

 


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